Editorial

_{Bonus as investment}

Really? Do Filipinos celebrate the Christmas season the longest? In years past, Christmas ended on January 6, Feast of the Epiphany. Some contend that Christmas begins at the start of Misa de Gallo (midnight mass) when caroling usually starts. Anyhow, it’s the “ber’ months and it would be good to be merry for wellness sake.

By this time, members of the labor sector, both private and public, await the release of their 13th month pay and receipt of the much anticipated year-end bonus, if at all there would be for every wage earner. There will be celebrative expenses during the yuletide holidays. Spendings, other than foods for the holidays, come as gifts for members of the family, the kins, and others close to their hearts if the wallets are that bulky. At this age of modern technology, the young ones would prefer newer gadgets in the market trending --- phones and tablets, whatever their terminologies. 

Money or investment experts look on the future for social and economic security. It would be practicable that at least 10 percent of the year-end endowments be set aside as savings or investment capital. One could start at P1,000 to P2,000 and make it grow, so experts say. There are documentations of entrepreneurs who started with small capitalization and are now on their best of years.

One started with P20 by selling cold water and the minute enterprise gained P200… the rest is history as she got rich through the years with her siblings secured in life as career professionals. Just imagine a barbeque vending as small starter that later grew into eatery branches. A mother sacrificed  into night vending  at the city plaza so her daughter could finish a collegiate course with the latter becoming a registered nurse. And so the tales can go on… how a small sum could accumulate as thousands.

It’s pondering how money could be well spent than wasting the resource for short-time whims. Capital investment, small as they could be as starters, are more of a constructive gift for oneself or the family. The point is: 13th month pay and year-end bonus come at one time and these should not be put to waste. Yes, we can give gifts… those that can earn points for the mainstay of  love and care. On the other hand, there are gifts which can be invested for social and economic pursuits or security and these gifts are more long-lasting and further builds up a sustained family life. When money abounds, then the gadgets could come.

Yes, return of investments would be years to wait but there is surety that the gifts sail on with hardwork and proper financial management. Start now giving yourself a gift for economic investment so the merrier it would be in the future. What do you say folks? Many could have this paradigm in mind but what keeps you stunned? Well, just a suggestion… take it or leave it.